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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
How Much Down Payment Is Required for a House?
Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...
Jun 23, 20234 min read
Saving for a Down Payment? Here’s What You Need To Know.
If you’re planning to buy your first home , then you’re probably focused on saving for all the costs involved in such a big purchase. One...
Jun 21, 20232 min read
How Are Mortgage Rates Determined?
What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....
Jun 16, 20233 min read
What Is a Real Estate Lender?
A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...
Jun 9, 20234 min read
6 First-Time Home Buyer Loans and Programs
Options for first-time home buyers reduce the cost of homeownership, including loans with low down payments and financing for...
Jun 2, 20234 min read
Pros & Cons of Building a House VS Buying a House
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
May 31, 20231 min read
Owning a Home Helps Protect Against Inflation
You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. If you’re a renter,...
May 24, 20232 min read
Risks covered by Title insurance
There are many risks covered by Title insurance, and those are: Someone else owns an interest in your land Deeds delivered after death of...
May 22, 20231 min read
How Homeowners Win When They Downsize!
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
May 17, 20231 min read
5 Most Common Title Issues You Need To Be Aware Of!
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
May 15, 20231 min read
What Is A Short Sale In Real Estate? A Guide To The Process
If you’re interested in buying a house at a discount, short sales can be an appealing option. Short sales are a safer alternative to...
May 12, 202311 min read
The Impact of Inflation on Mortgage Rates
If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve...
May 10, 20232 min read
What You Should Know About Trusts
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
May 8, 20231 min read
Mortgage lenders vs banks: Deciding where to get your mortgage
There’s a lot to consider when seeking a mortgage, and right up there — along with the APRs and the discount points — is the sort of...
May 5, 20234 min read
18 Key Documents You’ll Need to Buy a House
It takes a staggering amount of paperwork to buy a house. From copies of tax forms to income verification, your head might be swimming...
May 3, 202310 min read
Reason To Consider Condos in Your Home Search
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
Apr 26, 20231 min read
Biden Rule Will Tax Home Buyers With Good Credit to Lower Costs For Those With Bad Credit
If you have a good credit score and are looking to buy a home, you may be required to pay more to subsidize other home buyers who have...
Apr 21, 20231 min read
Why Aren't Home Prices Crashing?
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
Apr 19, 20231 min read
“TSG”—The Trustee Sale Guarantee
What is a TSG? A “Trustee Sale Guarantee”, commonly referred to as “TSG”, is a title report given to a trustee to provide recorded...
Apr 17, 20232 min read
How many names can be on a mortgage?
You’re ready to buy a house, but you’re buying it with other people. That begs several questions: How many owners can a home have? How...
Apr 14, 20234 min read
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