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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
Chain of Title: What You Should Know
Uncover the secrets of property ownership with 'Chain of Title: What You Should Know'.
Sep 24, 20242 min read
TO-DO LIST: AFTER THE CLOSING
A to-do list for you after closing on a home.
Aug 26, 20243 min read
WHAT ARE THE BASIC TYPES OF LIENS & JUDGMENTS?
When it comes to liens and judgments, it's crucial to understand the different types and their implications.
Jul 22, 20242 min read
HELOC - HOME EQUITY LINE OF CREDIT LOAN: Title Company Payoff Requirements
Why does a title company ask for a “freeze letter” or hold additional funds when paying off a Home Equity Line of Credit Loan (HELOC)?
Jul 1, 20242 min read
Heggstad Petition In California
A Heggstad petition in California probate is used when real property was not transferred into a trust before the decedent’s death.
Jun 24, 20242 min read
What Are The Two Types of Title Policies?
Every sale of a residential property involves the purchase of two policies of title insurance - an Owner’s Policy and a Lender’s Policy.
May 28, 20242 min read
MELLO ROOS TAX TIPS - Understanding Your Property Tax Bill
Having a thorough understanding of your property is absolutely imperative, whether you're a homeowner or a real estate investor.
Apr 22, 20242 min read
GRANT DEED VS. QUITCLAIM DEED
Both instruments are common in California and convey ownership of property to another person. GRANT DEED: The grantor transfers all of...
Apr 1, 20241 min read
SHOULD YOU BE CONCERNED WITH UNINSURED DEEDS?
The Answer Is Simple An uninsured deed is a deed that has not been examined by the title company. Before the deed can be recorded, it...
Mar 18, 20242 min read
Real Estate: The cost of change of ownership in California.
When a Change of Ownership Requires Reappraisal Joint Tenancy Under this method of holding title, each owner holds the property jointly...
Jan 1, 20242 min read
COMMON METHODS OF HOLDING TITLE: OWNING SEPARATE PROPERTY (PART 1/3)
Remember: Sole ownership is when an individual or another entity can own something. Here are examples of different ways people can own...
Dec 6, 20231 min read
5 Ways to Hold Title in California
What is Title? Before we delve into how to hold title in California, it is crucial to understand the meaning of title: it describes a...
Sep 11, 20233 min read
SOLE OWNERSHIP VS. CO-OWNERSHIP
The following are brief summaries of the more common examples of sole ownership and co-ownership.
Aug 28, 20233 min read
Property Deed vs. Title: Key Differences
A property deed is a legal document that shows the change of ownership between parties when a sale has occurred.
Aug 21, 20234 min read
Who Pays What During a House Transaction?
Here you will find the traditional distribution of expenses associated with a purchase of real estate.
Aug 14, 20232 min read
House titles: What are they, and how should you title your home?
A house title denotes ownership rights: It is the bundle of rights that dictates who has legal or equitable interest in the property.
Aug 7, 20236 min read
5 Common Methods of Holding Real Property Title
How different kinds of titles affect real estate sales, taxes, and more
Jul 31, 20237 min read
What Is Statement Of Information
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jul 17, 20231 min read
Requirements For Recording Documents
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jul 10, 20231 min read
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