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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
SOLE OWNERSHIP VS. CO-OWNERSHIP
The following are brief summaries of the more common examples of sole ownership and co-ownership.
Aug 28, 20233 min read
What Is a Cap Rate?
If you’re contemplating your inaugural investment in commercial real estate, one term that you probably keep coming across is...
Aug 23, 20235 min read
Why You Need a True Expert in Today’s Housing Market
The housing market continues to shift and change , and in a fast-moving landscape like we’re in right now, it’s more important than ever...
Aug 23, 20232 min read
Property Deed vs. Title: Key Differences
A property deed is a legal document that shows the change of ownership between parties when a sale has occurred.
Aug 21, 20234 min read
What Is a Mortgage and Different Types of Mortgages
A mortgage is a legal document that typically comes with a home loan.
Aug 11, 20235 min read
5 Common Methods of Holding Real Property Title
How different kinds of titles affect real estate sales, taxes, and more
Jul 31, 20238 min read
Pre-Qualified vs. Preapproved: What’s the Difference?
Pre-qualification and preapproval sound similar, but typically only one — preapproval — will get real estate agents and sellers to take...
Jul 28, 20233 min read
What Is Statement Of Information
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jul 17, 20231 min read
How to pay off your mortgage early
Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to...
Jul 7, 20235 min read
Pros and cons of a cash-out refinance
A cash-out refinance allows you to convert a portion of your home’s equity into cash. Some homeowners use the funds to consolidate debt...
Jun 30, 20234 min read
Home Inspection Process
Structural Pest Control Inspection Often referred to as a “Termite Report,” the Structural Pest Control Inspection is conducted by a...
Jun 26, 20232 min read
How Much Down Payment Is Required for a House?
Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...
Jun 23, 20234 min read
Saving for a Down Payment? Here’s What You Need To Know.
If you’re planning to buy your first home , then you’re probably focused on saving for all the costs involved in such a big purchase. One...
Jun 21, 20232 min read
How Are Mortgage Rates Determined?
What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....
Jun 16, 20233 min read
A Drop in Equity Doesn’t Mean Low Equity
How does home prices reflects on equity? You may see media coverage talking about a drop in homeowner equity. What’s important to...
Jun 14, 20233 min read
Death Certificate During a Transaction
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jun 14, 20231 min read
What Is a Real Estate Lender?
A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...
Jun 9, 20234 min read
Real Estate Is Still Considered the Best Long-Term Investment
Closing a deal With all the headlines circulating about home prices and rising mortgage rates , you may wonder if it still makes sense...
Jun 7, 20232 min read
3 Things To Look Out For In a Preliminary Title Report
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
Jun 5, 20231 min read
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