SOLE OWNERSHIP VS. CO-OWNERSHIP
The following are brief summaries of the more common examples of sole ownership and co-ownership.
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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts
Aug 23, 20235 min
What Is a Cap Rate?
If you’re contemplating your inaugural investment in commercial real estate, one term that you probably keep coming across is...
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Aug 23, 20232 min
Why You Need a True Expert in Today’s Housing Market
The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever...
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Aug 21, 20234 min
Property Deed vs. Title: Key Differences
A property deed is a legal document that shows the change of ownership between parties when a sale has occurred.
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Aug 11, 20235 min
What Is a Mortgage and Different Types of Mortgages
A mortgage is a legal document that typically comes with a home loan.
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Jul 31, 20237 min
5 Common Methods of Holding Real Property Title
How different kinds of titles affect real estate sales, taxes, and more
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Jul 28, 20233 min
Pre-Qualified vs. Preapproved: What’s the Difference?
Pre-qualification and preapproval sound similar, but typically only one — preapproval — will get real estate agents and sellers to take...
160
Jul 26, 20233 min
Tips For Making Your Best Offer On a Home
While the wild ride that was the ‘unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the...
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Jul 7, 20235 min
How to pay off your mortgage early
Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to...
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Jun 30, 20234 min
Pros and cons of a cash-out refinance
A cash-out refinance allows you to convert a portion of your home’s equity into cash. Some homeowners use the funds to consolidate debt...
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Jun 26, 20232 min
Home Inspection Process
Structural Pest Control Inspection Often referred to as a “Termite Report,” the Structural Pest Control Inspection is conducted by a...
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Jun 23, 20234 min
How Much Down Payment Is Required for a House?
Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...
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Jun 21, 20232 min
Saving for a Down Payment? Here’s What You Need To Know.
If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One...
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Jun 16, 20233 min
How Are Mortgage Rates Determined?
What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....
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Jun 14, 20233 min
A Drop in Equity Doesn’t Mean Low Equity
You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to...
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Jun 14, 20231 min
Death Certificate During a Transaction
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
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Jun 9, 20234 min
What Is a Real Estate Lender?
A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...
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Jun 7, 20231 min
Real Estate Is Still Considered the Best Long-Term Investment
With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in...
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