Educational Resources

You’ve probably heard the term "mortgage broker" from your real estate agent or friends who’ve bought a home. But what exactly is a...

Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226

Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to...

A title is a legal document that includes the specifics about the property you are purchasing and who owns it, often in the form of a...

A cash-out refinance allows you to convert a portion of your home’s equity into cash. Some homeowners use the funds to consolidate debt...

Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I...

Structural Pest Control Inspection Often referred to as a “Termite Report,” the Structural Pest Control Inspection is conducted by a...

Your minimum down payment depends on the type of mortgage, the lender and your finances. Coming up with enough cash for a down payment to...

If you’re planning to buy your first home , then you’re probably focused on saving for all the costs involved in such a big purchase. One...

What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....

How does home prices reflects on equity? You may see media coverage talking about a drop in homeowner equity. What’s important to...

Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226

A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...

Closing a deal With all the headlines circulating about home prices and rising mortgage rates , you may wonder if it still makes sense...

Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226

Options for first-time home buyers reduce the cost of homeownership, including loans with low down payments and financing for...

Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963

You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. If you’re a renter,...

There are many risks covered by Title insurance, and those are: Someone else owns an interest in your land Deeds delivered after death of...

Home loans aren't one-size-fits-all. Many different types of mortgage loans exist, designed to appeal to a wide range of borrowers'...

Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963

Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226

If you’re interested in buying a house at a discount, short sales can be an appealing option. Short sales are a safer alternative to...