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Educational Resources
Expand your knowledge toolkit by reading from the most prominent experts


Saving for a Down Payment? Here’s What You Need To Know.
If you’re planning to buy your first home , then you’re probably focused on saving for all the costs involved in such a big purchase. One...
Jun 21, 20232 min read
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How Are Mortgage Rates Determined?
What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren't....
Jun 16, 20233 min read
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A Drop in Equity Doesn’t Mean Low Equity
How does home prices reflects on equity? You may see media coverage talking about a drop in homeowner equity. What’s important to...
Jun 14, 20233 min read
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What Is a Real Estate Lender?
A real estate lender is an individual or entity that finances a real property transaction. They do this by issuing a loan, such as a...
Jun 9, 20234 min read
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Real Estate Is Still Considered the Best Long-Term Investment
Closing a deal With all the headlines circulating about home prices and rising mortgage rates , you may wonder if it still makes sense...
Jun 7, 20232 min read
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6 First-Time Home Buyer Loans and Programs
Options for first-time home buyers reduce the cost of homeownership, including loans with low down payments and financing for...
Jun 2, 20234 min read
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Pros & Cons of Building a House VS Buying a House
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
May 31, 20231 min read
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Owning a Home Helps Protect Against Inflation
You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. If you’re a renter,...
May 24, 20232 min read
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Risks covered by Title insurance
There are many risks covered by Title insurance, and those are: Someone else owns an interest in your land Deeds delivered after death of...
May 22, 20231 min read
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How Homeowners Win When They Downsize!
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
May 17, 20231 min read
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5 Most Common Title Issues You Need To Be Aware Of!
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
May 15, 20231 min read
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What Is A Short Sale In Real Estate? A Guide To The Process
If you’re interested in buying a house at a discount, short sales can be an appealing option. Short sales are a safer alternative to...
May 12, 202311 min read
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The Impact of Inflation on Mortgage Rates
If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve...
May 10, 20232 min read
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What You Should Know About Trusts
Sdenia Ponce Sdenia.ponce@ltic.com 619.581.7226
May 8, 20231 min read
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Mortgage lenders vs banks: Deciding where to get your mortgage
There’s a lot to consider when seeking a mortgage, and right up there — along with the APRs and the discount points — is the sort of...
May 5, 20234 min read
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18 Key Documents You’ll Need to Buy a House
It takes a staggering amount of paperwork to buy a house. From copies of tax forms to income verification, your head might be swimming...
May 3, 202310 min read
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IT’S ALL IN THE DETAILS SPOTTING RED FLAGS ON THE PRELIMINARY REPORT
PROPERTY TAX: These are usually standard, showing the status of the current tax year. Postponed property taxes are a red flag because...
May 1, 20235 min read
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Documents Needed for a Mortgage Preapproval Letter: A Checklist
Getting pre-approved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market,...
Apr 28, 20233 min read
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Biden Rule Will Tax Home Buyers With Good Credit to Lower Costs For Those With Bad Credit
If you have a good credit score and are looking to buy a home, you may be required to pay more to subsidize other home buyers who have...
Apr 21, 20231 min read
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Why Aren't Home Prices Crashing?
Tyler Timmer (619) 609-9292 Tyler@seikoproperties.com BRE# 02084963
Apr 19, 20231 min read
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